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If you’re like thousands of Canadians across the country, you may be feeling the financial crunch of your debt load. Many of us now face the harsh reality that our consumer debt levels are unmanageable. ...Read More
Students holding up caps at graduation.
Preparing a solid financial plan for life after school can have a significant impact on the financial stability of your future. With student loans now taking an average of 10 years to repay after graduating, consider the following things as you plan your return to school....Read More
It is important to understand and plan for the possibility of surplus income payments in bankruptcy. Before filing for bankruptcy, ask your Licensed Insolvency trustee to estimate your surplus income payments. ...Read More
Couple reviewing bills and debt.
When your debt mounts to the point that you are no longer able to pay your bills, you may choose to file a consumer proposal rather than filing for bankruptcy. ...Read More
Woman paying credit card bill on computer
Many people pay only the minimum balance on their credit cards each month - and some of them are continuing to rack up significant credit card debt while they do it. Doing this keeps you in good standing with your credit card company, but it won't help you pay down your debt effectively. ...Read More
Feeling Overwhelmed? You Don't Have to Do It Alone
If you've found yourself in a position of insolvency, you aren't alone, and a Licensed Insolvency Trustee at Crawford, Smith and Swallow can help. ...Read More
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