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The Firm

Crawford, Smith and Swallow Inc. has been serving the Niagara Peninsula with bankruptcy and proposal services for over 75 years. Our licensed professionals are dedicated to helping individuals regain control of their personal finances through debt consolidation help. Our professionals will work with you to find the best debt relief programs, or debt solutions, such as bankruptcy, tailored to your specific needs.

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Our Team

Lyte Aston


Licensed Insolvency Trustee

Lyte graduated from the University of Toronto in 1993 with a Bachelor of Arts Degree. She successfully completed the Certified General Accountant designation in 2000 and obtained her license as a Trustee in Bankruptcy in 2004. Lyte has worked in the insolvency field for over 20 years gaining extensive experience on both corporate and personal engagements. She worked as a manager on large corporate bankruptcies, receiverships, CCAA’s and insurance company liquidations during her employment with a national accounting firm. She has also been employed as an accountant in the finance group for a multinational human resources firm. Prior to joining Crawford, Smith & Swallow Inc., Lyte was employed by a dynamic Toronto-based personal insolvency firm where she had the opportunity to work on a wide range of personal and mid-sized engagements. She joined Crawford Smith Swallow in June of 2008 offering a full range of insolvency services to both individual and company debtors. This includes consulting and advising on a wide range of financial situations and debt solutions to distressed individuals.

Member in good standing with the Canadian Association of Insolvency & Restructuring Professionals (CAIRP) as well as the Ontario Association of Insolvency and Restructuring Professionals (OAIRP).

Carmen Esau

Carmen graduated from Brock University in 1996 with a Bachelor of Arts Degree. She joined Crawford, Smith and Swallow in April 2010 and offers debt resolution solutions primarily to consumers, and is available to meet clients at all of our locations throughout the Niagara region to discuss debt consolidation help. She resides in St. Catharines with her husband and three children.

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