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Personal Bankruptcy
If you are unable to resolve your financial troubles through any combination of formal and informal steps, you may decide to consider personal bankruptcy. Bankruptcy is a formal procedure governed by the Bankruptcy and Insolvency Act.
Consumer Proposal
A consumer proposal is a formal, legally binding process that is administered by a Licensed Insolvency Trustee. In this process, the trustee will work with you providing expert consumer debt help to develop a “proposal”: an offer to pay creditors
The most important things.
If you're like us, you've got questions.
Why you need a
Licensed Insolvency Trustee
LITs are federally regulated professionals who provide advice and services to individuals and businesses with debt problems. LITs help people make informed choices to deal with their financial difficulties. A bankruptcy must be overseen by a Licensed Insolvency Trustee.